How good does it feel when everything is going right for you financially, your house is perfect with the white picket fence the kids are doing well at school and the boat you just brought is running well? Fantastic!

But what if you became sick, maybe you lost your job and were unable to work, maybe you have gone through a nasty and costly divorce distracting your attention away from your business affecting your ability to make repayments?

The white picket fence hasn’t been painted for 10 years and the kids are now too embarrassed to have you drop them off at school in the car you have had to down grade to when you filed for bankruptcy!

That’s ok as in 9 out of 10 cases we can help!

We have access to a number of lenders who understand that life has its ups and downs and sometimes people just need a little help to get back on track.

Our private lenders do not tend to look at your credit history. As long as you have a property asset in an acceptable location, a certain amount of equity, a clear plan and time frame on how you will rectify your current situation you we will more than likely find you an appropriate lender.

So what is Mop up Finance?

•	Traditionally private lenders charge more in interest and fees than major banks for the associated risk
•	Private lenders tend to only offer short term loans from 6 months to 2 years
•	At all times we will try and avoid private lenders due to the extra costs involved but sometimes it is unavoidable.
•	When necessary we use private lenders for the purpose of helping to “Mop up” your current financial situation with the view of moving you to cheaper finance when suitable.
•	If there is enough equity in the security property we like to include the interest into the loan so you don’t have to make a payment during the loan term.
•	This in turn may free up necessary cash flow that can be used in other areas whilst still giving you the ability to keep the family home!

We are Professional NZMBA accredited mortgage brokers. It is our duty to understand the market and educate you on available options that best suit your requirements. Many of the consultants here at World Wise have had clients that have come close to losing everything but because of our 11th hour finance solution and forward planning they have been able to regroup and take their lives back.

We understand the relief it can bring to have a no obligation, non judgmental discussion with a professional that can assist with

•	Giving you a financial solution
•	Getting you on track and moving you from a Mop up Finance loan back to a much cheaper loan.

If you would like more information on Mop up Finance please complete the inquiry form and one of our specialist finance consultants will contact you TODAY!

Alternatively call us on Phone/Fax 09 437 1092 to arrange an appointment to discuss your scenario with us in person.